April 29, 20––

Judith E. Martin
Senior Vice President
Merrill Lynch
1800 112th Avenue Northeast
Bellevue, Washington 98004

Dear Judy,

Thanks for taking the time to have lunch today. It was great seeing you again, and I admire you for the big challenge you have accepted.

I know you will do well in your new job, and I think you'll also love Bellevue once you finally get settled here.

Wishing you all the very best.

Sincerely,


Audrey Lake

AL/mf